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The answer is that bank loans are interest free in the face of inflation 2528961395

Ahle Haq Bangla Media Service•bank insurance•

Question

According to Surah Al-Baqarah, verse 265 of our Qur'an, it is haraam to eat usury. My point is that when we deposit money in the bank, we keep it for a very long time, over 1/2 year. According to the Time Value of Money (TVM) rule, today's value of 1 taka is not equal to 1 taka of next year. If I keep Rs 10,000 in the bank today and there is no interest at 8%, then at the end of the year my total amount will be Rs 10,600. Where the real inflation rate of our country is 9.14%, as per the government 8.35%. This means that if I keep the inflation rate at 9.14%, then at the end of 1 year, my value of Rs. 10,000 will be Rs. I am getting 9.8 rupees instead of 10,000 rupees. 10,000x (9.14-6)% = 140 10,000-140 = 9,60 Then he told me how it is forbidden to eat interest from the bank? (Someone asked me this question a few days ago) 5729651474

Answer

- حامداومصلياومسلما، بسم الله الرحمن الرحيم -

In this bizarre table of inflation, he is trying to say that the extra money that is paid every month after keeping money in the bank does not have interest? Oddly enough, the calculation that that guy gave you is also becoming interest. Because, look at the price of ten thousand rupees at the end of the year due to inflation stands at 9,07. So, judging by the reasoning, the customer kept the money in the bank. Although the number was ten thousand at the beginning of the year. But now it is no longer worth ten thousand. It has become 9,07, so the customer deserves this valuable money. But he's getting 9.60. That is 64 rupees more. What is the additional 64 rupees? Not interest? 2139762229

- والله اعلم باالصواب -

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