
Question
One thing I really need to know. Since it is a halal or haram issue, I would be grateful if you could kindly resolve it. The point is, I'm an agent for a life insurance company. I do DPS with people here. The company gives me some commission from it. My question is, will the money I get from here be halal? And if it is not halal, can I spend this money on mosque-madrasa or other charitable work? If I spend what I get by doing this job, will I be free from liability in the eyes of the law? And will I be responsible for those with whom I do DPS? Because if the DPS is broken within a year, the DPS will not get any money. Even if it is broken after one year, DPScari has some losses. Although I do DPS by informing the customers about these issues. Let me inform the Mufti a little more, I have learned from a scholar in my area that almost all the bank-insurance activities in our country are after haram. Then I told my manager that it is not lawful to do this job, sir. Then he told me. Shows a video of Zakir Naik; There, he said, insurance cannot be given - such a thing is not written anywhere in the Quran. However, he says, a believer can never go where there is interest. Therefore, if I give my earnest request to the Mufti to answer these questions by the Shariah document, I will be much benefited and I will be able to avoid Haram. 3387578382
Answer
- حامداومصلياومسلما، بسم الله الرحمن الرحيم -
Life insurance all prohibits Shariah-compliant Riba, Kimar and Algara. And all these are forbidden in Islam. To work in these organizations or to be an agent means to directly participate and cooperate in the work of haraam and heinous sins. Allaah says (interpretation of the meaning): وَتَعَاوَنُوْا عَلَى الْبِرِّ التَّقْوِي وَلَا تَعَاوَنُوا عَلَى الْاَثْمِ وَالْعُدْوَانِ Help one another in righteousness and piety, and do not help one another in sin and oppression. -Sura Maeda (5): 3 So it is not permissible for a Muslim to work or be an agent in such a company. The commission or salary paid from here is also not valid. If it is accepted, it should be given to the poor without the intention of reward. If you do not provide incorrect information about the company's policies to those who have done DPS through you, you will not be liable for any financial loss. 2667224178
- والله اعلم باالصواب -
* This Fatwa was translated by Google Translate.
To see the original click here
Source
- সহীহ মুসলিম, Page: 1,598
- মুসান্নাফে ইবনে আবী শাইবা, Page: 23,593
- তাবয়ীনুল হাকায়েক, Part: 7, Page: 60
- বাযলুল মাজহুদ, Part: 1, Page: 148
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